Backdating pension

06-Jan-2017 13:53

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A pension annual allowance (£40,000 for most people) and a lifetime allowance (£1 million) also apply.If you earn £35,000: Higher and top-rate taxpayers can claim back even more through their tax return.Our social security unit comprises four specialist caseworkers who also convene a Social Security Practitioner Forum within the advice sector.The Department for Work and Pensions proposes to introduce regulations to take effect from 6th October 2008 which will provide for the time for claiming Housing Benefit and Pension Credit for pensioners to be reduced from 12 to three months; the backdating period for HB working age customers to be reduced from 52 weeks to three months and the period for which Pension Credit may be retained while abroad to be increased to 13 weeks.There are limits as to how much you can contribute to a SIPP.The general rule is if you're a UK resident under the age of 75, you can contribute to all your pensions (including a SIPP) as much as you earn, and receive tax relief each tax year.Law Centre (NI)’s main concerns with these proposals are that: These changes have been presented as part of the Government’s benefit simplification programme.

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Law Centre (NI) welcomes the opportunity to comment on the proposals to reduce benefit backdating of HB/CTB/PC.

Law Centre (NI) is concerned about the potential impact of some of these changes on several groups of people in Northern Ireland: older people entitled to claim Pension Credit, people in work entitled to Housing Benefit including migrant workers and self-employed people and others who could be considered vulnerable.

We believe the proposed timetable for implementation in October 2008 does not allow enough time for a proper consideration of these recommendations from any SSAC report which will follow from their consultation with stakeholders.

Age Concern (NI) also estimate that approximately one in ten pensioners in Northern Ireland is failing to claim the Pension Credit to which they are entitled.

If you are not sure which claim form to use, the online Entitlement Self Assessment tool may help you.This means that if your completed claim form is submitted to DVA within 3 months of the initial claim date, your service pension claim may be backdated to the initial claim date.

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